Terms and Conditions

Terms and Conditions

Last updated: June 23, 2025

Acceptance of Terms

By accessing and using the services provided by melanthurival.com, you accept and agree to be bound by the terms and provision of this agreement. These Terms and Conditions govern your use of our website and financial coaching services.

Service Description

melanthurival.com provides individual financial coaching services focused on capital management education and guidance. Our services are educational in nature and designed to help clients develop financial literacy and management skills.

Pricing and Payment

Our individual coaching course is priced at £350. Payment terms are as follows:

  • Full payment is required before commencement of coaching sessions
  • Payments can be made via bank transfer or approved payment methods
  • All prices are inclusive of VAT where applicable
  • Prices are subject to change with 30 days' notice

Cancellation and Refund Policy

You may cancel your coaching programme under the following conditions:

  • Full refund available if cancelled within 14 days of purchase and before first session
  • Partial refunds may be considered for unused sessions at our discretion
  • Cancellations must be made in writing via email
  • Refunds will be processed within 14 business days

Client Responsibilities

As a client, you agree to:

  • Provide accurate and complete information during coaching sessions
  • Attend scheduled sessions punctually
  • Give 24 hours' notice for session cancellations
  • Implement coaching guidance at your own discretion and risk
  • Maintain confidentiality of proprietary coaching methods

Limitation of Services

Our coaching services do not constitute:

  • Regulated financial advice as defined by the FCA
  • Investment recommendations or portfolio management
  • Tax advice or accounting services
  • Legal advice regarding financial matters
  • Guaranteed financial outcomes or returns

Intellectual Property

All content, materials, and methodologies provided during coaching sessions remain the intellectual property of melanthurival.com. Clients may not reproduce, distribute, or commercialize our proprietary content without written permission.

Limitation of Liability

melanthurival.com shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our coaching services. Our maximum liability is limited to the amount paid for coaching services.

Confidentiality

We maintain strict confidentiality regarding all client information shared during coaching sessions. Client information will not be disclosed to third parties except as required by law or with explicit consent.

Governing Law

These terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact Information

For questions regarding these Terms and Conditions, please contact us at hello@melanthurival.com or +44 207 123 4567.